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3 ways to lower boat insurance rates in San Francisco, CA
March 17, 2021 at 7:00 AM
Saving on boat insurance in San Francisco, CA is essential to guarantee the safety of you <em>and</em> your family.

There’s an old adage that needs amending. There are only three things guaranteed in life: death, taxes, and insurance. Practically anything worth owning or doing requires some form of insurance. That goes for boating, too. So, if you’re wondering how to reduce the cost of boat insurance in San Francisco, CA, we’ve got you covered!

And, at Gleetopia, we’re a family-owned business of veritable industry veterans. Our long-lasting and established relationships with the most trusted insurance carriers are simply assets for our clients. We provide tailored insurance solutions, a simple process, and a commitment to your well-being only rivaled by your most valued friends and family.

Here are 3 ways to reduce boat insurance rates in SF, CA.

1. Take a boating safety course

This is among the quickest, easiest ways to lower insurance rates. And, let’s be honest, if you haven’t taken one already and you’re an avid boater, you’re long overdue. It could be the difference between life and death on the water.

After taking a course, it’s important you supply your provider with proof to verify you’ve completed training. Demonstrating an understanding of general safety measures on the water is essential to lowering insurance rates.

However, it’s also important to note some providers have preferred courses. This means they’ll only recognize certain courses from certain institutions. However, at Gleetopia, we’re more than capable of supplying that information. All you have to do is be prepared to learn!

2. Get a newer boat and learn everything about it

This might not be feasible for everyone, especially if you already have a boat, but getting a newer boat will significantly help reduce boat insurance in San Francisco, CA. Unlike auto insurance, older boats typically have higher insurance rates.

This is also true of gasoline and diesel powered vessels. Even the size and model of your vessel will contribute directly to your insurance rates. So, when calculating insurance, boats with these characteristics cost more in the long run.

So investing in a new boat could very well be money saved down the road. It’s important to weigh your options and make the best decision for you, your preferences, and your overall safety and well-being. And Gleetopia is here to optimize all three!

3. Get the best boat safety gear

Most insurance providers offer safety discounts. You just have to prove you have safe and life-preserving gear onboard. Ultimately, this will save loads on your annual premium.

Such gear includes:

  • Lifejackets
  • Personal flotation devices and throw-able flotation devices
  • Life rafts
  • Fire extinguishers
  • Personal locator beacons (EPIRB)
  • Helmets
  • Goggles
  • Visual and sound signaling devices
  • High water alarms
  • Extra bilge pipes
  • Emergency kits
  • First aid kids
  • Depth finders
  • GPS systems
  • And much more!

They just want to know you’re being precautious and circumspect to prevent liability claims and other damage to your boat. And, at the end of the day, this kind of stockpiling could potentially save more than money; it could save your life.

Check with your provider for an idea of what equipment you need on board to qualify and what you can do to maximize these discounts! But also, for your convenience, our expert team at Gleetopia can obtain all the most pertinent information for you in no time.

Contact us now to get a quote!

If you have a boat and feel like you’re overpaying on boat insurance, don’t worry. There are plenty of ways to reduce your boat insurance rates in San Francisco, CA and the rest of the country. And, with Gleetopia, we can maximize your savings.

So contact us now to get a quote! With us, priorities align. Because we both want to prioritize your well-being.